Transfer an account to SoFi Invest

It's easy to transfer your cash & holdings from other firms, so you can trade stocks and ETFs, buy crypto, or start automated investing all in one place. We'll even cover up to $75 of the transfer fee*.' 

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Frequently Asked Questions

Q: What is the minimum amount to invest?

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Fractional Shares

Invest in your favorite companies for as little as $1.

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We diversify and rebalance your investments, so your money is always invested how you want it to be.

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With Sofi, you get financial advice when you want it. Open your account online in minutes - or easily schedule an appointment with an advisor to learn more.

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With fractional shares you can start investing with as little as$1.

Q: What is the minimum amount to invest?

You can get started with just $1.

Q: Can I transfer an account to SoFi Invest? How? 

Yes, you can! The easiest way to do it is from your account dashboard within the SoFi App: 
• Find and click the big blue button to “Add money” 
• Click the name of your account under the “source” row (it might say “add account” if you don’t have an account preselected) 
• Click the link at the bottom that says “Transfer via ACAT, wire, or send a check” (pro tip: ACAT is just the industry term for an account transfer) 
• Follow the flow and feel free to email investsupport@sofi.org if you run into any issues and one of our advisors will help you out

Q: What is rebalancing? How often will my portfolio be rebalanced? 

Rebalancing is when we sell some of the ETFs that have gone up in value and buy more of the ones that went down, in order to keep your portfolio close to its original mix of investments. It’s important to do this periodically. We will look at portfolios at least quarterly to see if any one asset is more than 5 percentage points off its original allocation. If so, we’ll rebalance the account. We might do it more often if, for example, there is a big move in one asset class, or if we decide to change the mix of the funds in the portfolio. The end goal is to automatically keep your portfolio on track for your stated goals.


Q: What is the minimum amount to invest?

You can get started with just $1.

Q: Can I transfer an account to SoFi Invest? How? 

Yes, you can! The easiest way to do it is from your account dashboard within the SoFi App: 
• Find and click the big blue button to “Add money” 
• Click the name of your account under the “source” row (it might say “add account” if you don’t have an account preselected) 
• Click the link at the bottom that says “Transfer via ACAT, wire, or send a check” (pro tip: ACAT is just the industry term for an account transfer) 
• Follow the flow and feel free to email investsupport@sofi.org if you run into any issues and one of our advisors will help you out

Q: What is rebalancing? How often will my portfolio be rebalanced? 

Rebalancing is when we sell some of the ETFs that have gone up in value and buy more of the ones that went down, in order to keep your portfolio close to its original mix of investments. It’s important to do this periodically. We will look at portfolios at least quarterly to see if any one asset is more than 5 percentage points off its original allocation. If so, we’ll rebalance the account. We might do it more often if, for example, there is a big move in one asset class, or if we decide to change the mix of the funds in the portfolio. The end goal is to automatically keep your portfolio on track for your stated goals.


Yes, you can! The easiest way to do it is from your account dashboard within the SoFi App: 
• Find and click the big blue button to “Add money” 
• Click the name of your account under the “source” row (it might say “add account” if you don’t have an account preselected) 
• Click the link at the bottom that says “Transfer via ACAT, wire, or send a check” (pro tip: ACAT is just the industry term for an account transfer) 
• Follow the flow and feel free to email investsupport@sofi.org
 if you run into any issues and one of our advisors will help you out

Q: Can I transfer an account to SoFi Invest? How?

SoFi does not currently support options trading. 

Q: Can I trade options in my SoFi Invest account? 

Investment Products:

ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE


Rule 606 Order Routing

Important: Bitcoin and other cryptocurrencies aren’t endorsed or guaranteed by any government, are volatile and involve a high degree of risk.

Consumer protection and securities laws don’t regulate cryptocurrencies to the same degree as traditional brokerage and investment products. Research and knowledge are essential prerequisites before engaging with any cryptocurrency. US regulators, including  FINRA, the  SEC, and the  CFPB.  , have issued public advisories concerning digital asset risk. Cryptocurrency purchases should not be made with funds drawn from financial products including student loans, personal loans, mortgage refinancing, retirement funds or traditional investments.

*Terms and conditions apply. To receive the offer, you must: open a new SoFi Securities LLC active brokerage account, transfer an account from another financial institution. The offer only applies to new active brokerage accounts and is limited to one per person. The offer expires on March 31st, 2020. After successfully completing an ACAT transfer to SoFi Securities on a qualified account, the account will be credited with $75 within 7-10 business days. SoFi reserves the right to change the form of consideration used to credit the account at any time without advance notice. Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer, consult your tax advisor to determine applicable tax consequences. SoFi reserves the right to change or terminate the offer at any time or without notice.

This is not an offer, or solicitation of any offer to buy or sell any security, investment or other product.

The umbrella term “SoFi Invest” refers to the three investment and trading platforms operated by Social Finance, Inc. and its affiliates (described below). Individual customer accounts may be subject to the terms applicable to one or more of the platforms below.

1) Automated Investing— The Automated Investing platform is owned by SoFi Wealth LLC, an SEC Registered Investment Advisor (“SoFi Wealth”). Brokerage services are provided to SoFi Wealth LLC by SoFi Securities LLC, an affiliated SEC registered broker dealer and member FINRA/SIPC, (“Sofi Securities).

2) Active Investing—The Active Investing platform is owned by SoFi Securities LLC. Clearing and custody of all securities are provided by APEX Clearing Corporation.

3) Digital Assets—The Digital Assets platform is owned by SoFi Digital Assets, LLC, a FinCEN registered Money Service Business.

For additional disclosures related to the SoFi Invest platforms described above please visit www.sofi.com/legal.

Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform. Information related to lending products contained herein should not be construed as an offer to sell, solicitation to buy or a pre-qualification of any loan product offered by SoFi Lending Corp and/or its affiliates.

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