Fixed interest rates start at 3.49% APR* (with autopay).

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Why SoFi?

REFINANCE STUDENT LOANS

Checking your rate will not affect your credit score. 

BREAKING NEWS: The final extension of the “federal freeze” on student loan payments has extended to 8/31/22. Please carefully consider these changes before refinancing federally held loans with SoFi, as in doing so you will no longer qualify for these changes or other current or future benefits applicable to federally held loans.

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Low rates. No hidden fees. Easy application.

Equal Housing Lender

This is not an offer, or solicitation of any offer to buy or sell any security, investment or other product.

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS PROSPECTIVELY BASED ON MARKET CONDITIONS AND BORROWER ELIGIBILITY. Your existing student loan(s) must total a minimum of $5,000 to be eligible for refinancing. Minimum loan amount may be higher in specific states due to legal requirements. To qualify, a borrower must be a U.S. citizen or other eligible status, have graduated with an associate degree or higher from an eligible Title-IV-accredited college or graduate program, and meet SoFi's underwriting requirements; see SoFi.com/eligibility. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Information current as of 5/01/2021 and subject to change. Loans originated by SoFi Lending Corp. or an affiliate (dba SoFi). Licensed by the DFPI under the California Financing Law, license #6054612. NMLS # 1121636. (www.nmlsconsumeraccess.org). See SoFi.com/legal for state-specific license details.

✝ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

Advisory services are offered through SoFi Wealth, LLC an SEC-Registered Investment Adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.

©2022 Social Finance, Inc. All rights reserved.

NOTICE: Recent legislative changes have suspended all federal loan payments and waived interest charges on federally held loans until 08/31/22. Please carefully consider these changes before refinancing federally held loans with SoFi, as in doing so you will no longer qualify for these changes or other future benefits applicable to federally held loans.

Serious Savings

Fast, easy, and all online

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Access to member benefits

Save thousands of dollars thanks to flexible terms and low fixed or variable rates.

Simple online application and access to live customer support 7 days a week.

No application or origination fees. No pre-payment penalties.

SoFi members get career coaching, financial advice, and more -all at no additional cost.

Save thousands of dollars thanks to flexible terms and low fixed or variable rates.

Simple online application and access to live customer support 7 days a week.

No application or origination fees. No pre-payment penalties.

SoFi members get career coaching, financial advice, and more -all at no additional cost.

Job Code: UB20220422SL-Gen