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Getting your money right starts with your credit score. With SoFi, you can track your credit score and so much more. Plus, receive $10 (1,000 points) in reward points when you sign-up.*

Improve your Financial Health by Improving your Credit Health

SoFi is loaded with free features that make it easy to know where you stand, what you spend and how to hit our financial goals - all in one app.

Simulate Credit Scenarios

Weekly Score Updates

Get Financial Advice from a SoFi Specialist

Determine how certain financial descisions might impact your score.

Track your credit score at no cost, with weekly updates to help you stay on top of any changes.

Access SoFi Member benefits like complimentary personalized advice from a credentialed financial planner for no additional cost

The power of your credit score lies ahead.

We're serious about security

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

✝︎Your account is invested in assets that may lose value. However, SoFi Securities LLC, and the custodian of securities, Apex Clearing, are members of the Securities Investor Protection Corporation (SIPC). SIPC protects the securities in your brokerage account up to $500,000, including $250,000 for claims for cash. For more details, visit www.sipc.org.

Member of SIPC, which protects securities customers of its members up to $5,000,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org

**Terms and conditions apply. Rewards points may only be redeemed towards active SoFi accounts, such as your SoFi Checking or Savings account, subject to program terms that may be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.

**To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

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We only do a "soft" pull on your credit. Check your score as often as you want -it won't hurt your score, and it's at no cost to you.

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Investments SIPC protected up to $500K

Get your FREE credit score and get $10*

Getting your money right starts with your credit score. With SoFi, you can track your credit score and so much more. Plus, receive $10 (1,000 point) in cash reward points when you sign-up*.

SoFi is loaded with free features that make it easy to know where you stand, what you spend and how to hit our financial goals - all in one app.

Understand the factors that drive your credit score and what you can do to influence them.

Get started-100% free

We're serious about security

Get started-100% free

Must click on the link to be eligible. Other terms & Conditions apply**

Must click on the link to be eligible. Other terms & Conditions apply**

Improve youFinancial Health by Improving your Credit Health

Must click on the link to be eligible. Other terms & Conditions apply**

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