Personal loans 
made easy.

How it works:

View my rate

Fixed personal loan rates with autopay:

Checking your rate will not affect your credit score. 

5.99% APR - 20.69% APR

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1. Pre-qualify

Find the rate that you qualify for in 2 minutes with no commitment.

When you're ready, complete your online application with help from our SoFi loan consultants.

2. Complete your application

3. Get your money

Sign your documents, and funds are deposited into your account.

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates at the time of application and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, income, and other factors. If SoFi is unable to offer you a loan but matches you for a loan with a participating bank then your rate may be outside the range of rates listed above. Rates and Terms are subject to change at anytime without notice. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-secondary education expenses. Loans originated by SoFi Lending Corp. or an affiliate (dba SoFi) are subject to state restrictions and may not be available in all states, such as MS; see SoFi.com/eligibility for details and state restrictions. Minimum loan requirements might be higher than $5,000 in specific states due to legal requirements and interest-rate caps may be lower in some states due to legal requirements and may impact your eligibility to qualify for a SoFi loanThe average of SoFi Personal Loans funded in 2020 was around $32k. Information current as of 03/04/2021. Loans originated by SoFi Lending Corp. or an affiliate, licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. NMLS #1121636 (www.nmlsconsumeraccess.org).

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

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Equal Housing Lender

No matter your next step, SoFi can help you get there.

Job Code: UB20210304PL-Gen

5.99% APR - 20.69% APR

Checking your rate will not affect your credit score. 

Fixed personal loan rates with autopay:

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Equal Housing Lender